Financial System

• Financial System Overview
• Functions of Financial System
• Components of Financial System

Nature & Scope of Financial System

• Scope of Financial Services
• Traditional Activities
  • Fund Based Activities
  • Non – Fund Based Activities
• Modern Activities
• Revenue Resources
• Causes for Financial Innovations
• New Financial Products & Services

Central Bank

• Rationale Behind Regulation of the Financial Banking System
• Characteristics of Central Bank
• RBI’s Constitution
• RBI
• RBI Act 1934
• RBI’s Objectives
• RBI’s Main Functions
• RBI’s Supervisory Power Objectives

Development Of RBI

• Development of RBI
• Exchange Control Function – RBI
• Tools of Monetary Control
  • Cash Reserve Ratio (CRR)
  • Statutory Liquidity Ratio
  • Bank Rate
  • Open Market Operations
  • Selective Credit Control (SCC)
• Regulatory Restrictions on Lending
  • Interest Rate Floor
  • Adjustable Mortgage
  • Interest Rate Ceiling

Non – Banking Financing Companies

• NBFC Classification
• Competitive Advantage of NBFC’s
• RBI’s Control Over NBFC’s.
• Issue of Directions
• Restriction on Deposits
  • Issue of Directions
  • Regulation of Brokerage
  • Regulation of Liquidity

Insurance

• Nature of Insurances
• Functions of Insurances
• Primary Functions
• Secondary Functions
• Other Functions
• Pre – Requisites for the success of Insurance

  Factoring Forfeiting Services  & Off-Balance Sheet Items

• Factoring
• Types of Factoring
  • Resource Factoring
  • Non-Resource Factoring
• Domestic Factoring
• International Factoring
• Steps in International Factoring
• Advantage of Factoring
• Forfaiting Services
• Advantages of Forfaiting
• Off Balance Sheet Items

Investment Banking

• Investment & Commercial Banks
• Restrictions on Commercial Bank's (India)
• Activities o f IB
• Investment Banking vs. Merchant Banking

  Merchant Banking

• Merchant Banker
• Authorized Activities of an MB
• Services Rendered By MB’s
• Categories of MB’s
• Functions of an MB
• Service Based Functions
• Fund Based Services

Venture Capital

• Meaning
• Venture Capitalist and Business Angels
• Structure of VC’s
• Investment by VC’s
• VC Funding
• VC Financing
• Registration of VC Funds
• Investment Restrictions

Securitization

• What is Securitization
• Why Securitization
• Parties Involved
• Securitization Process
• Debt Securitization
• Cash Flow Structure
• Conventional vs. Structured Securities
• Benefits of Securitization
• Securitization vs. Factoring

Debit / Credit Cards

• Types of Plastic cards
• What is a Credit Card ?
• Debit Cards
• Credit Card
• Benefits Card Holders
• Benefits to Merchants
• Benefits to issuer Banks

Mutual Funds

• Mutual Fund Set Up
• SEBI Requirement

Types of Mutual Funds

• Open and Close-ended Funds
• Income oriented
• Growth oriented
• Income / Debt oriented Scheme
• Balanced Fund
• Gold Exchange-traded Funds
• Liquid Fund
• Index fund

Advantages of Investing in Mutual Funds

• Professional Management
• Diversification
• Convenient Administration
• Return potential
• Liquidity
• Transparency
• Flexibility
• Well Regulated

  Difference between Mutual Funds & Insurance

• Mutual Fund VS. Insurance

  Net Asset Value   Leasing

• Introduction
• Concept
• Types of Lease
• Operating lease
• Financial Lease
• Sale and Lease back Transaction
• Leverage lease
• Advantages & Disadvantages of Leasing
• Hire Purchase

Credit Rating

• Credit Rating
• Primary objective
• Credit Rating types
  • Bond Rating
  • Equity Rating
  • Sovereign Rating

Factors Contributing to the Success of the Rating System

• Factors
• Benefits to Investors
• Benefits to Corporate Borrowers
• Credit Rating Agencies
  • CRISIL
  • ICRA

Bill Discounting

• Factoring VS. Bill Discounting

Recent Development in Indian Financial System

• Introduction
• Trade-off
• Recent Developments
  • Capital Market
  • Banking
  • Challenges Ahead